TowkayKakiTowkayKaki

Terms of Use

Last updated: June 2026

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

2. Services

TowkayKaki provides loan brokerage and advisory services, connecting individuals and businesses to financing options. The information provided on this website is for general informational purposes only and does not constitute financial advice.

3. No Financial Advice

The content on this website, including calculators, rate comparisons, and educational materials, is provided for reference purposes. It should not be construed as financial, legal, or professional advice. You should consult a qualified professional before making any financial decisions.

4. Accuracy of Information

While we strive to keep information accurate and up to date, we make no warranties or representations about the completeness, reliability, or accuracy of the information on this website. Interest rates, loan terms, and other financial data are subject to change without notice.

5. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites.

6. Limitation of Liability

To the fullest extent permitted by law, TowkayKaki shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of or inability to use this website.

7. Intellectual Property

All content, logos, trademarks, and materials on this website are the property of TowkayKaki or its licensors. Unauthorised use, reproduction, or distribution is prohibited.

8. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the updated terms.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.

10. Contact

If you have any questions about these Terms of Use, please contact us through the enquiry form on our website or via WhatsApp.

TowkayKakiTowkayKaki

TowkayKaki.com operates as an independent financial media, education, and lead-referral platform. The domain, branding, site architecture, and content are the exclusive intellectual property of the platform operators. This website is not an official channel, extension, or affiliate of any corporate brokerage firm, commercial bank, or financial institution. All submitted user data is managed independently and securely in accordance with the Singapore Personal Data Protection Act (PDPA).

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Privacy & Confidentiality

Data submitted through this site is used solely to respond to your financing enquiry. We do not collect identification documents, account numbers, or financial records online through this website. Towkaykaki.com is an independent marketing and educational platform. We are not an official channel of any single brokerage firm or financial institution. Data collected here is handled independently under the Personal Data Protection Act (PDPA).

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